It’s really all about protecting yourself financially if an unexpected event occurs to your home or possessions. Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask our/your agent to talk about what is covered and be sure to read your policy so you know exactly what’s included and what is not.
Basic Protection You Need For:
- Your home
- Other buildings or structures on your property
- Your personal belongings – furniture, clothing, appliances, etc.
- Additional living expenses
- Your personal legal liability
Special features you can choose for additional security:
- Home Replacement Guarantee
- Replacement Cost on Contents
- Additional Coverage Form
Depending on where you live, a house, apartment, or condominium, the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings.
We offer specialized coverage to help protect and restore your valuable assets in the event of a loss. An important factor in protecting your home or property is making sure your assets are insured to value.
Give us a call at (248) 244-8550 for more information about home insurance or to receive your free quote.